Sunshine Insurance Group is an independent property insurance agency in Bonita Springs, Florida. We do NOT provide health insurance, Medicaid, or Medicare plans. Looking for Sunshine Health? Visit sunshinehealth.com

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Refer Friends and Family2026-02-14T09:01:57-08:00

Getting a referral is the best compliment we could ask for, and it always feels great to know that our hard work has paid off. After all, referrals are the lifeblood of any business, and they’re how we continue to grow and thrive.

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Bonita Springs, FL Office

10911 Harmony Park Dr. 2nd Floor
Bonita Springs, Florida 34135
Phone: 239-790-0209

Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM

Questions? Answers!

Are you the same as Sunshine Health?2026-03-20T13:28:38-07:00

No. Sunshine Insurance Group is a completely separate, independent insurance agency located in Bonita Springs, FL. We specialize in property insurance including home, flood, landlord, renters, umbrella, and jewelry coverage. We have no affiliation with Sunshine Health, Centene Corporation, or any health plan. If you are looking for Medicaid or Medicare coverage, please visit sunshinehealth.com.

How much coverage do I need for my event?2024-08-17T17:13:59-07:00

The amount of coverage you need depends on various factors such as the size and nature of your event, the number of attendees, and the potential risks involved. It’s best to assess these aspects with the help of an insurance professional to determine the appropriate coverage limits.

Does special events insurance cover vendors and contractors?2024-08-17T17:13:59-07:00

Special events insurance can include coverage for vendors and contractors, but this must be specified in your policy. It’s important to discuss your needs with your insurance provider to ensure comprehensive protection.

Can I get coverage for an event that is happening soon?2024-08-17T17:13:59-07:00

Yes, you can typically obtain coverage up until the day of the event. However, it is advisable to secure insurance well in advance to ensure all aspects of the event are adequately covered.

Do I need special events insurance if my event is small?2024-08-17T17:13:59-07:00

Even small events can benefit from special events insurance. Accidents can happen regardless of the event size, and having coverage can protect you from unexpected liabilities.

What does Special Events Insurance not cover?2024-08-17T17:13:59-07:00

Special events insurance does not typically cover incidents such as intentional damage, criminal acts, or non-disclosed high-risk activities. For protection against such risks, you might need specific policies like a crime insurance policy.

How often should I review my Commercial Property Insurance policy?2024-08-17T17:14:16-07:00

 It’s advisable to review your policy annually or whenever significant changes occur in your business, such as renovations, purchasing new equipment, or changes in inventory levels, to ensure your coverage remains adequate.

What should I do if I need to file a claim?2024-08-17T17:14:16-07:00

Contact your insurance provider immediately to report the incident. Document all damages with photos and keep records of related expenses. Your provider will guide you through the claims process.

Can I bundle Commercial Property Insurance with other types of insurance?2024-08-17T17:14:16-07:00

Yes, many insurance providers offer package policies, such as a Business Owner’s Policy (BOP), which combines Commercial Property Insurance with General Liability Insurance and other coverages for a comprehensive protection plan.

How do I determine the right amount of coverage for my business?2024-08-17T17:14:16-07:00

Evaluate the replacement cost of your building and contents, considering factors like location, industry-specific risks, and the value of your assets. It’s essential to choose coverage limits that fully protect your investment.

Don’t see your question? Contact us.