Sunshine Insurance Group offers a variety of business & personal insurance options. To get started, please choose your type of insurance you want below, or give us a call at 239-790-0209. You can expect a quote or call from one of our agents shortly.
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Our state-of-the-art portal allows businesses and familis to locate, purchase, and manage specialized insurance policies quickly. Weeks of waiting and stacks of paperwork are officially obsolete.
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Questions? Answers!
No. Sunshine Insurance Group is a completely separate, independent insurance agency located in Bonita Springs, FL. We specialize in property insurance including home, flood, landlord, renters, umbrella, and jewelry coverage. We have no affiliation with Sunshine Health, Centene Corporation, or any health plan. If you are looking for Medicaid or Medicare coverage, please visit sunshinehealth.com.
The amount of coverage you need depends on various factors such as the size and nature of your event, the number of attendees, and the potential risks involved. It’s best to assess these aspects with the help of an insurance professional to determine the appropriate coverage limits.
Special events insurance can include coverage for vendors and contractors, but this must be specified in your policy. It’s important to discuss your needs with your insurance provider to ensure comprehensive protection.
Yes, you can typically obtain coverage up until the day of the event. However, it is advisable to secure insurance well in advance to ensure all aspects of the event are adequately covered.
Even small events can benefit from special events insurance. Accidents can happen regardless of the event size, and having coverage can protect you from unexpected liabilities.
Special events insurance does not typically cover incidents such as intentional damage, criminal acts, or non-disclosed high-risk activities. For protection against such risks, you might need specific policies like a crime insurance policy.
 It’s advisable to review your policy annually or whenever significant changes occur in your business, such as renovations, purchasing new equipment, or changes in inventory levels, to ensure your coverage remains adequate.
Contact your insurance provider immediately to report the incident. Document all damages with photos and keep records of related expenses. Your provider will guide you through the claims process.
Yes, many insurance providers offer package policies, such as a Business Owner’s Policy (BOP), which combines Commercial Property Insurance with General Liability Insurance and other coverages for a comprehensive protection plan.
Evaluate the replacement cost of your building and contents, considering factors like location, industry-specific risks, and the value of your assets. It’s essential to choose coverage limits that fully protect your investment.
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