The condo association master policy usually covers the building, common areas, and shared property. Your condo insurance policy helps cover what you own or are responsible for inside your unit, including personal property, interior finishes, liability, and loss of use. Every Florida condo association policy can be different.
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Condo insurance may cover sudden and accidental water damage from another unit, depending on your policy and the cause of loss. Claims can involve your HO-6 policy, another unit ...
Loss assessment coverage may help pay your share of certain covered claims or association deductibles charged by the condo association. This coverage is important for Florida condo owners because ...
Condo dwelling coverage should be based on what you are responsible for repairing or replacing inside your unit. This may include flooring, cabinets, countertops, fixtures, drywall, appliances, and upgrades. ...
