Condo insurance in Florida, also called HO-6 insurance, typically covers your personal belongings, interior unit improvements, liability, loss of use, and certain loss assessments. Your coverage depends on the condo association master policy and your individual policy. Condo owners should review both policies to understand their responsibility.
Related FAQs
Condo insurance may cover sudden and accidental water damage from another unit, depending on your policy and the cause of loss. Claims can involve your HO-6 policy, another unit ...
Loss assessment coverage may help pay your share of certain covered claims or association deductibles charged by the condo association. This coverage is important for Florida condo owners because ...
Condo dwelling coverage should be based on what you are responsible for repairing or replacing inside your unit. This may include flooring, cabinets, countertops, fixtures, drywall, appliances, and upgrades. ...
